FHA Streamline Refinance

FHA Streamline Refinance Overview

FHA Streamline Refinance

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FHA Streamline refinances are designed to lower the monthly principal and interest payments on a current FHA-insured mortgage, and must involve no cash back to the borrower.

No income verification is not required with an FHA Streamline Refinance, however you must have a job.

Lower your monthly payments – permanently

No income verification

Home re-appraisal not required

No meetings with your loan officer – apply by phone or online

Must be current on current mortgage – no more than one late payment in the past year

No out of pocket expense to you

Skip one or two payments

No closing costs to you – we pay all closing costs

FHA Streamline loans make lowering your monthly payment easier than ever. Plus, the extra money at the end of the month can go a long way toward helping you reach your financial goals.

Required Documentation

Borrowers MUST furnish this information to complete application and close the loan.

Copy of Note: will be in previous loan closing package

Copy of Current Mortgage Statement: if not available, copy of year end mortgage statement or you can obtain a copy online from your current lender

Current Homeowner’s Insurance Declaration Page: need the page that reflects the premium

Copy of Existing Survey: 1 page rendering of lot and house will be in prior closed loan package

Driver’s License & Social Security Card: need a copy for all borrowers on note

Proof of Assets if Needed for Taxes & Insurance: checking/savings statements all pages

Copy of previous two years’ W-2 forms and a full month’s income in pay stubs

Must be Provided. Period.

Want to get started?

Download the Quick Apply Application and either

Email the filled-out application to a Residential Mortgage Loan Originator, Subject: Loan Application

OR

Fax the completed form to 214-239-9022